EARN. SEND. SWAP.

With the First Stablecoin Wallet

  • Add / Withdraw Stablecoins with Local Bank Transfer
  • Cash Out from Exchanges to your bank or ATM
  • Earn up to 10% APR. Withdraw anytime
  • Send Funds Globally In Minutes
Sign Up for the wallet
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How it works

Secured by the Ethereum blockchain, and in partnerships with local service providers, Everex lets you send, receive, earn interest, and safely keep stablecoins and digital assets in a secured digital wallet.

Add Money

Buy stablecoins with local bank transfer or send digital assets to add to the balance. Your funds will be securely stored on blockchain.

Send

Send funds to other people or to a lending protocol to earn interest. Your funds are received within one minute and at no additional fees.
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Earn

Once your funds are received by the lending protocol smart contract you start earning interest. There is no lock of funds. Withdraw at any time.

Withdraw

Move funds from lending protocol to the wallet and from the wallet directly to your local bank account in minutes.

Use Stablecoins to trade on crypto exchanges or earn and borrow from lending protocols

Exchanges

Local money transfer

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Stablecoin Deposit

Lending protocols

Earn up to 10% APR
Borrow from 9% APR

  • Exchange Fiat currencies from your bank account to Stablecoins
  • Cash out Stablecoins from any cryptocurrency to your bank account or cash
  • Earn annual interest from lending protocols
  • Borrow up to 75% from your collateralized funds at any time

Earning Money with Lending Protocols.

A decentralized lending protocol can be understood as an automated money market.

Supply

Decentralized lending protocols enable lenders to deposit their digital assets into a smart contract. The interest rate is variable and fluctuates between 6 and 14% APR.

Borrow

The contract then makes those funds available to hedge funds and margin trading pools willing to pay interest for access to liquidity (the digital assets supplied to the smart contract). Borrowers pledge cryptocurrency as collateral to borrow from these lending pools.

Earn

Your interest is calculated with each block mined on Ethereum blockchain. Available for withdrawal at any time. Borrowers repay loans with interest to redeem collaterals.

How Lending Protocols Work

Lenders

Interest

Smart Contracts

Liquidity

Borrowers

**Current risks associated with Lending protocols:

  1. Smart contract risk which can be mitigated with following the best practices and regular contract audits
  2. Price volatility in a flash crash resulting in lenders’ funds being at risk.